Specialties:

Insurance Strategies, Retirement Income Strategies, Risk Management Strategies, Education Funding Strategies, Retirement Strategies

About Me:

Insurance Licensing:

• Pennsylvania

Professional Story:

Knowledge is the key to a successful financial future. My background, experience, and commitment to providing you with the resources you need to make financial decisions can help make your financial future as successful as you need it to be.

I pride myself on getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current and, more importantly, future needs.

Specialties:

Insurance Strategies, Disability Income Insurance, Retirement Income Strategies, Long Term Care Insurance, Retirement Strategies

About Me:

Professional Focus:

• Insurance Strategies
• Disability Income Insurance
• Retirement Income Strategies
• Long Term Care Insurance
• Retirement Strategies
• Risk Management Strategies
• Group Benefits

Licensing:

• AR Insurance License #19443785

Specialties:

Wealth Management Services, Retirement Strategies, Investment Strategies, Disability Income Insurance, Estate Planning Strategies

About Me:

Professional Story:

Drew Yerger is a seasoned financial professional with over 15 years of experience in the Financial Services Industry. As a Managing Partner at Legacy Partners Wealth Management and a registered representative at MML Investors Services, LLC., Drew leverages his extensive expertise to provide multi-generational financial solutions.

He began his career in 2009, a pivotal time in financial history, and previously served as Vice President of Sales and Marketing at uFinancial (formerly Wienken and Associates). Drew holds numerous designations, including Certified Family Business Specialist and Accredited Investment Fiduciary.

He graduated from Susquehanna University with a degree in Business Administration, specializing in marketing research and statistics. Additionally, he contributes to the industry through his role on an advisor’s advisory board and serves on the Harrisburg Area YMCA Board.

Personal Specialties:

• Wealth Management
• Retirement Planning
• Investment Portfolio Analysis
• Life & Disability Income Insurance
• Long Term Care Insurance
• Employer Sponsored Retirement Plans
• Estate & Business Planning
• Executive Benefits
• Educational Seminars
• New Family Planning

Licensing:

• California Insurance License: #0K13658

Regulatory Disclosure:

Drew Yerger is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Legacy Partners Wealth Management is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies. Supervisory Address: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. Phone: 717-791-3300. CRN202706-6715541

Specialties:

Retirement Strategies, Education Funding Strategies, Long Term Care Insurance, Risk Management Strategies, Disability Income Insurance

About Me:

Professional Story:

Josh graduated from Pennsylvania State University in 2000 with a degree in Political Science and a minor in History. After graduation, he worked as a corporate account manager and in medical sales before becoming a Financial Planner in 2013.

In 2014, he joined the uFinancial Group in Kennett Square to focus on comprehensive financial planning, working primarily with families and small businesses. Josh is motivated by collaborating with clients and watching their financial confidence grow as they navigate financial changes, obstacles, and milestones.

Josh lives in Southern Chester County with his wife Alyson and their three children: Gavin, Lucy, and Wes.

Qualifications:

• Investment Advisor Representative – MML Investor Services, LLC
• B.A., Political Science (History Minor), Pennsylvania State University, 2000

Specialties:

• Financial Planning
• Access to Professional Asset Managers
• Retirement Plan Design and Implementation
• Education Funding
• Estate Planning Strategies
• Long Term Care Insurance
• Life and Disability Income Insurance
• Employee Benefits Design and Management

Regulatory Disclosure:

Joshua Jenkins is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Insurance Strategies, Business Solutions, Disability Income Insurance, Investment Strategies, Retirement Income Strategies

About Me:

Professional Story:

"Your retirement assets are a representation of all the sacrifices, blood, sweat and tears over the course of a long career. Finding someone you can trust to guide you through the decisions that come with retirement can be emotional and intimidating.

That’s why I dedicate my time to understanding the goals and values of the people I work with. I believe that trust and education are the keys to financial success."

Patrick studied Finance at Bloomsburg University with a concentration in financial planning. He has been with uFinancial since 2015 and has extensive knowledge of the federal benefits system*. He has helped educate individuals at all career stages on understanding the impact of their financial choices.

In his spare time, Patrick enjoys the outdoors, golfing, skiing, beach trips, and spending time with friends and family. He recently married his long-time fiancée, Taylor, in the summer of 2023.

Qualifications:

• Life & Health License
• Series 66
• Series 7
• *Not recommended or endorsed by, nor affiliated with, the Federal Benefits System*

Specialties:

Retirement Income Strategies, Retirement Strategies, Insurance Strategies, Risk Management Strategies, Wealth Management Services

About Me:

Mission:

My mission is to continue providing our community with a trusted resource for risk management, retirement income planning, and investment strategies. We help clients prosper by crafting financial strategies tailored to each family, individual, and business while striving to deliver superior service.

Our team is committed to focusing on client needs first. We take pride in learning about our clients’ dreams, goals, and financial vision — whether it's legacy planning or saving for a child's education.

We look forward to continuing to build strong, long-term relationships with the families and businesses we serve.

Specialties:

• Retirement Income Planning
• Tax Strategies
• Insurance Solutions
• Wealth Accumulation
• Estate Planning Strategies
• Social Security Strategies
• Business Planning

Specialties:

Insurance Strategies, Business Solutions, Investment Strategies, Retirement Income Strategies, Long Term Care Insurance

About Me:

I strive to truly understand my clients’ goals, desires, and fears so I can help create a holistic, attainable financial plan. As a former school teacher, I’m able to make complex topics more digestible and help clients navigate their financial journey.

Working with a financial planner is an ongoing relationship that evolves as your life and goals evolve.

Qualifications:

• Registered Representative – MML Investors Services, LLC
• Investment Advisor Representative – MML Investors Services, LLC
• Licensed in Life & Health, Fixed Annuities
• 10+ years of experience in the financial industry

Specialties:

• Insurance Strategies
• Business Solutions
• Investment Strategies
• Retirement Income Strategies
• Long Term Care Insurance
• Retirement Strategies
• Fee For Advice (Financial Planning)
• Risk Management Strategies

Personal:

Central PA native, Penn State graduate, married to Tony. Volunteer experience includes Make-a-Wish, CATRA, and the American Heart Association. Recipient of the 2022 TFEC Karen F. Snider Women in Philanthropy Award.

Lover of yoga, golf, gardening, and animals.

Specialties:

Wealth Management Services, Fee For Advice (Financial Planning), Investment Strategies, Risk Management Strategies, Retirement Strategies

About Me:

Qualifications:

• Registered Representative of MML Investors Services, LLC
• Investment Advisor Representative of MML Investors Services, LLC
• Licensed Insurance Agent
• B.S., Electrical Engineering — Villanova University
• M.S., Industrial Engineering — Lehigh University
• ChFC® — American College
• Successful Product Line Management experience

Professional Specialties:

• Wealth Preservation, Growth, and Distribution Strategies
• Comprehensive Financial Planning
• Investment & Portfolio Design
• Risk Management (Life, Disability Income, Long Term Care Insurance)
• Retirement Plans
• College Funding
• Business Succession
• Estate Planning

Personal Details:

Married to Marilyn. Director and Treasurer of Cocoa Townes Homeowners Association.

Interests include history, personal computing, golf, and grand-parenting.

Specialties:

Insurance Strategies, Investment Strategies, Business Solutions, Retirement Income Strategies, Education Funding Strategies

About Me:

Professional Story:

Dan grew up in Chester County, Pennsylvania. After graduating from Penn State University in 1995, he immediately passed the Series 7 exam and began helping clients pursue their financial goals.

With over 29 years in planning and investments, Dan has acquired numerous designations including CFP®, ChFC®, CFBS, CFS®, CLTC, CPFA®, and QPFC. His work focuses heavily on financial education through public seminars and employer financial wellness programs.

Outside of work, Dan enjoys participating in local 5K races, kayaking with his family, and attending Penn State, NFL, and NBA games.

Professional Specialties:

• Insurance Strategies
• Investment Strategies
• Business Owners
• Retirement Income Planning
• Retirement Strategies
• College Funding Strategies
• Charitable Giving
• Group Benefits
• Business Succession Planning
• Risk Management Strategies
• Estate Planning
• Financial Education

Licensing:

• AR Insurance License #1996732

Specialties:

Investment Strategies, Education Funding Strategies, Risk Management Strategies, Long Term Care Insurance, Retirement Strategies

About Me:

Preparing for the next step in life isn't easy. My combination of experience, professionalism, and access to a wide variety of products and services can help you meet your financial goals, estate strategies, and insurance needs.

Whether your goals include preparing for milestone life events like retirement or college, or you’re simply seeking life insurance protection, I promise a new level of attention, insight, and capability. Contact me to discuss your financial future.

Qualifications:

• BS – Business Administration, Fordham University
• RICP® – Retirement Income Certified Professional®, The American College
• FINRA Series 6
• FINRA Series 62
• FINRA Series 63
• FINRA Series 65
• Pennsylvania Life and Health Insurance License
• Registered Representative of MML Investors Services, LLC

Professional Specialties:

• Investment Strategies
• College Education Funding
• Life & Disability Income Insurance
• Long Term Care Insurance
• Retirement Income Planning Strategies
• Wealth Accumulation & Transfer Strategies

Personal:

• Married to Laurie
• Father to daughter Leland

Community Activities:

• Kiwanis Club of Williamsport
• Advisor for Williamsport Area High School Key Club
• Past President, North Central PA Estate Planners Council
• Chairman, Hope Enterprises, Inc.
• Enjoys swimming, the outdoors, and is an avid sports fan

Specialties:

Retirement Strategies, Estate Planning Strategies, Business Solutions, Investment Strategies, Education Funding Strategies

About Me:

I pride myself on getting to know each client so I can understand their individual needs and what matters most to them. This helps me recommend strategies designed to meet their current and future goals.

My background and experience allow me to provide the information clients need to make sound financial decisions. I help identify their goals, evaluate gaps, and offer solutions to help fill them. My goal is to become a lifelong resource for each family and business I work with.

Qualifications:

• BA – Lycoming College, Magna Cum Laude
• BS – Bucknell University, Chemical Engineering
• MBA – University of Rochester, Marketing
• Certified in Long Term Care (CLTC®)
• Chartered Life Underwriter – American College
• Chartered Financial Consultant – American College
• Registered Representative of MML Investors Services, LLC
• Life & Qualifying Member – MDRT (1987–Present)
• Northcentral PA Estate Planning Council Member

Professional Specialties:

• Retirement Planning
• Estate Planning Strategies
• Business Planning
• Investments
• College Funding
• Life & Disability Income Insurance
• Long Term Care Insurance
• Fixed and Variable Annuities

Personal:

• Married to Linda
• One daughter and one granddaughter
• Enjoys golfing and skiing

Specialties:

Insurance Strategies, Investment Strategies, Risk Management Strategies, Business Solutions, Retirement Income Strategies

About Me:

Preparing for the next step in life isn’t always easy. I pride myself on getting to know each client so I can understand their needs and what matters most to them. This helps me recommend strategies designed to meet their current and future goals.

I am committed to helping clients build financial freedom.

Qualifications:

• FINRA Series 6, 63, 65, and 7
• Life, Health & Annuity Licensed
• MBA – Saint Joseph University
• BS – Computer Science, Millersville University

Specialties:

• Insurance Strategies
• Investment Strategies
• Risk Management Strategies
• Business Solutions
• Retirement Income Strategies
• Retirement Strategies
• Disability Income Insurance
• Long Term Care Insurance
• Fee-for-Advice (Financial Planning)
• Wealth Management Services

Personal:

• Loves living in historic Marietta, PA
• Values family time
• Actively supports local businesses
• Dedicated to community impact

Regulatory Disclosure:

Sheila Stotler is a Registered Representative of and offers securities through MML Investors Services, LLC. Member SIPC (www.SIPC.org). 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. 717-791-3300.

Specialties:

Insurance Strategies, Investment Strategies, Retirement Income Strategies, Retirement Strategies, Wealth Management Services

About Me:

Professional Story:

Knowledge is the key to a successful financial future. My background, experience, and commitment to providing you with the resources needed to make sound financial decisions help ensure your financial future is as successful as it can be.

I pride myself on getting to know each client so I can understand their individual needs and what matters most to them. This approach helps me recommend products and strategies tailored to both their current and future financial needs.

Qualifications:

• CFP® – Certified Financial Planner

Regulatory Disclosure:

Ed Trainor is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Insurance Strategies, Retirement Income Strategies, Retirement Strategies, Group Benefits, Disability Income Insurance

About Me:

Mission:

I pride myself on getting to know each client so I can understand their needs and what matters most to them. This helps me recommend strategies designed to meet both their current and future goals.

Whether your goals include preparing for retirement or college, protecting your family’s future, or securing life, disability income, or long-term care insurance, I promise to provide a new level of attention, insight, and capability.

Specialties:

• Retirement Income Strategies
• Retirement Strategies
• Group Benefits
• Disability Income Insurance
• Long Term Care Insurance
• Insurance Strategies

Community Involvement:

• Director, Catholic Worker House of Lancaster — supporting the homeless of Lancaster City

Regulatory Disclosure:

Tara Hauber is a registered representative of and offers securities through MML Investors Services, LLC. Member SIPC (www.SIPC.org). 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Insurance Strategies, Investment Strategies, Education Funding Strategies, Risk Management Strategies, Business Solutions

About Me:

Specialties:

• Insurance Strategies
• Investment Strategies
• Education Funding Strategies
• Risk Management Strategies
• Business Solutions
• Retirement Income Strategies
• Retirement Strategies
• Group Benefits
• Disability Income Insurance
• Long Term Care Insurance
• Fee For Advice (Financial Planning)
• Wealth Management Services

Specialties:

Fee For Advice (Financial Planning), Risk Management Strategies

About Me:

Background:

Born and raised in Washington County, MD, Jeremy now resides in Greencastle, PA. He is a devoted father to three children — Lilly, Wyatt, and Daphne. Before entering financial planning, Jeremy spent 12 years in the transportation industry.

In 2020, he discovered his passion for personal finance and helping others. This led him to join MassMutual, where he focuses on delivering financial planning and investment strategies tailored to each client’s goals. He works with young families, new graduates, individuals approaching retirement, and families raising children with special needs — experience inspired by his own journey as a parent.

Jeremy believes deeply in building strong client relationships and staying active in the community. Outside work, he enjoys playing guitar, golfing, and spending time outdoors with his family.

Qualifications:

• FINRA Series 7 Registration
• FINRA Series 66 Registration
• PA Resident Insurance Producer License

Specialties:

• Retirement Income Strategies
• Insurance Strategies
• Business Solutions
• Disability Income Insurance
• Investment Strategies
• Fee for Advice (Financial Planning)
• Group Benefits
• Wealth Management Services

Personal Interests:

• Music and playing guitars
• Golf and hockey
• Outdoor adventures with family
• Supporter of Autism Speaks

Specialties:

Fee For Advice (Financial Planning), Disability Income Insurance, Risk Management Strategies, Wealth Management Services, Retirement Strategies

About Me:

Mission:

My mission is to work closely with young physicians and their families to help them achieve their long-term financial goals. I focus on wealth management, disability income insurance, life insurance, and retirement planning, with a strong emphasis on early financial education for medical professionals.

Qualifications:

• Series 7 Registration
• Series 66 Registration
• BS – Finance, East Carolina University

Specialties:

• Retirement Planning for Physicians
• Disability Income Insurance
• Life Insurance
• Wealth Management

Personal:

• Grew up in Raleigh, NC
• Enjoys traveling and astronomy
• Values time with friends and family

Licensing:

• CA Insurance License #4015623

Regulatory Disclosure:

David Craig is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Wealth Management Services, Retirement Strategies, Disability Income Insurance

About Me:

At uFinancial Group, we act with integrity and compassion, using our resources and expertise to build relationships that support positive financial growth and independence. We are committed to educating our communities so people can discover and achieve their personal and financial goals.

Qualifications:

• Series 7 Registration
• Series 65 Registration
• Series 63 Registration
• Series 6 Registration
• Managing Director
• BS – Economics, Villanova University

Specialties:

• Serving Medical Professionals
• Personal Financial Strategies
• Retirement Planning
• Wealth Management
• Estate Planning Strategies

Personal:

• Competitive golfer (including NCAA level)
• Avid Philadelphia sports fan
• Enjoys traveling, time with friends and family, and attending sports events

Licensing:

• CA Insurance License #0M78665

Regulatory Disclosure:

Austin Wolf is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Investment Strategies, Risk Management Strategies, Estate Planning Strategies, Disability Income Insurance, Retirement Strategies

About Me:

Qualifications:

• AA – Williamsport Area Community College, Computer/Business Science
• Chartered Life Underwriter (CLU®) designee
• Registered Representative, MML Investors Services, LLC

Specialties:

• Investments
• Personal Life Insurance
• Estate Planning
• Disability Income Insurance
• Retirement Planning
• Business Planning

Personal:

• Birthdate: July 18, 1947
• Married to Marge since July 19, 1969
• Two daughters: Carrie and Molly
• Service roles: Finance Council for Church, Foundation Board of Trustees (past member), Area Board – World-Wide Marriage Encounter
• Hobbies: Cooking, painting, travel, biking, wine collecting, golf

Regulatory Disclosure:

Robert Mark Means is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Income Strategies, Risk Management Strategies, Wealth Management Services, Fee For Advice (Financial Planning)

About Me:

I help clients develop meaningful financial strategies that align with their long-term goals. My approach focuses on clarity, education, and practical steps that empower clients to take control of their financial future.

How I Work With Clients:

• Define personal financial goals
• Develop a financial strategy tailored to those goals
• Recommend suitable products and solutions based on risk tolerance and timeframe
• Implement plans using tools that support your objectives *

*Clients may choose to implement their plan through any financial institution.

Qualifications:

• PSU Graduate (2014)
• Series 7 and Series 66 Registrations

Specialties:

• Retirement Planning
• Risk Management
• Asset Management

Personal:

• Strength training
• Hanging out with my dog, Tilly

Regulatory Disclosure:

Andrew Riley offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Strategies, Retirement Income Strategies, Charitable Giving, Estate Planning Strategies, Risk Management Strategies

About Me:

My mission is to make a meaningful impact in my clients’ lives by providing clarity, structure, and confidence in their financial journey. I combine decades of experience with a planning-first approach to help families build wealth, protect their future, and create lasting financial independence.

Qualifications:

• B.S. – Finance/Economics, Penn State University
• Certified Financial Planner™
• Chartered Financial Consultant®
• Chartered Life Underwriter®
• Over 36 years of industry experience
• Managing Partner at uFinancial Group

Specialties:

• Comprehensive Financial Planning
• Estate Planning Strategies
• Fee-Based Managed Accounts
• Risk Management Strategies
• Retirement Planning
• Charitable Giving Strategies

Personal:

• Enjoys racquetball, golfing, and spending time with wife Amy Sue and his three children
• Domiciled in PA (CA Insurance License #0L86539)

Regulatory Disclosure:

William H. Martin offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Fee For Advice (Financial Planning)

About Me:

Vic began his financial planning career in 1982 after graduating from Penn State and quickly realized he had inherited the teaching instincts of his educator parents. When uFinancial Group expanded into Chester County in 1989, Vic and his family relocated to Kennett Square to help build the firm’s presence in the community.

His practice grew through decades of leading retirement planning seminars across universities, high schools, and corporations. New advisors were drawn to his mentorship-based approach that emphasizes education, collaboration, and relationship-driven planning.

Outside the office, Vic has served extensively in the community—as a sports coach, church elder, and elected school board director—guiding teams and families through growth and challenges. Today, he enjoys investing his time into the next generation, especially as a grandfather.

Licensing & Disclosures:

• Domiciled in PA (CA Insurance License #0178644)

Regulatory Disclosure:

Victor Dupuis offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Strategies, Retirement Income Strategies, Long Term Care Insurance, Business Solutions, Group Benefits

About Me:

Michael joined uFinancial Group in 2006 after a successful career in medical and dental distribution management. His experience as a leader and business owner gives him a practical understanding of the challenges companies and families face when planning for the future.

He specializes in financial planning, portfolio construction, retirement income planning, risk management, and business succession strategies. Michael’s goal is simple: to help each client align their resources, efforts, and objectives into a clear and actionable financial plan.

Qualifications:

• Certified Family Business Specialist, The American College
• Branch Manager – Patterson Dental Supply Co. (PA, NJ, DE, DC, MD)
• Director of Sales – BENCO Dental
• President/Owner – W.A. Lockwood Dental Company, Inc.
• Associate of the Year – American Business Women’s Association (1999)
• Qualifying MDRT Member (2010)
• B.S. Business Management – University of Maryland
• Registered Representative, MML Investors Services, LLC
• Licensed for Life/Health/Annuities in PA, NJ, DE, MD, DC

Specialties:

• Comprehensive Financial Planning
• Professional Asset Management Access
• Retirement & Estate Planning
• Long Term Care, Life & Disability Insurance
• Business Succession & Executive Compensation
• Employee Benefits Strategy

Personal:

• Resides in East Marlborough, PA
• Wife: Tricia
• Children: Kristin, Jake, Jude
• Enjoys the beach, golf, and time with grandchildren

Regulatory Disclosure:

Michael Nalls offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Insurance Strategies, Investment Strategies, Education Funding Strategies, Risk Management Strategies, Business Solutions

About Me:

Jason grew up in Chester Springs, PA and earned his Finance degree from Kutztown University. After spending a decade in the pharmaceutical industry, he returned to his passion for finance in 2014 and has since dedicated his career to helping families and small businesses pursue financial clarity and confidence.

His planning style is active, collaborative, and client-centered — designed to reduce stress around financial decisions and empower clients to focus on living well.

Professional Specialties:

• Insurance & Investment Strategies
• Education Funding Strategies
• Risk Management Strategies
• Business Solutions
• Retirement Strategies
• Disability & Long-Term Care Insurance
• Fee-Based Financial Planning
• Wealth Management Services

Personal:

• Passionate about the outdoors
• Enjoys time with family, dogs, and horses
• Watches his daughter ride ponies

Regulatory Disclosure:

Jason Cabot offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Strategies, Fee For Advice (Financial Planning), Education Funding Strategies, Retirement Income Strategies, Risk Management Strategies

About Me:

Doug began his financial services career in 2012 after transitioning from the nonprofit world. He joined uFinancial Group in 2018, drawn to its planning-centric model and its commitment to serving local families and communities.

He focuses on helping clients find clarity and simplicity in their financial lives, aligning their values with their financial decisions. Doug believes that when a financial plan reflects one’s true priorities, long-term confidence naturally follows.

Qualifications:

• Certified Financial Planner™ (CFP®)
• Chartered Financial Consultant® (ChFC®)
• Elon University graduate
• Unionville High School alumnus
• CA Insurance License #0M04409

Specialties:

• Financial Planning
• Retirement Strategies
• Retirement Income Strategies
• Education Funding Strategies
• Risk Management Strategies
• Wealth Management Strategies

Personal:

• Husband to Laurie
• Father to Rose, Reese, and Drue
• U16 Ice Hockey Coach – Chester County Skating Club
• Enjoys golfing and community events with his family

Regulatory Disclosure:

J. Douglas Palic offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Strategies, Retirement Income Strategies, Education Funding Strategies, Investment Strategies, Risk Management Strategies

About Me:

Ross has been part of uFinancial Group (formerly Wienken & Associates) since 1996. Having begun his education and early career in horticulture, he often jokes that “I like helping green stuff grow” — a simple way of describing his evolution into financial planning.

His areas of expertise include retirement planning, investment portfolio strategy, risk management, and education funding. Ross enjoys guiding clients through building a coherent, actionable plan tailored to their unique goals.

Qualifications:

• MBA – William & Mary
• CFP® – Certified Financial Planner™
• Registered Representative – MML Investors Services, LLC
• Investment Advisor Representative – MML Investors Services, LLC

Specialties:

• Retirement Planning
• Education Funding
• Portfolio Allocation Strategies
• Life & Disability Insurance
• Long-Term Care Insurance
• Estate Planning Coordination
• Employee Benefits Strategy

Personal:

• Enjoys hiking, biking, and time outdoors
• Married to Betsy
• Father of two daughters

Regulatory Disclosure:

C. Ross Edmonds offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Business Solutions, Business Succession Planning, Education Funding Strategies, Estate Planning Strategies, Risk Management Strategies

About Me:

Michael has been serving clients for over three decades, bringing extensive knowledge in planning, tax strategy coordination, and business owner guidance. His approach is rooted in clarity, education, and helping clients take confident steps toward long-term goals.

Qualifications:

• CFP® – Certified Financial Planner
• ChFC® – Chartered Financial Consultant
• CLU® – Chartered Life Underwriter
• Investment Advisory Representative – MML Investors Services, LLC (since 2006)
• Registered Representative – MML Investors Services, LLC (since 1994)
• Financial Services Associate – uFinancial Group/Wienken & Associates
• Licensed Insurance Agent (since 1993)
• BSBA Accounting – Shippensburg University

Specialties:

• Business Succession & Executive Compensation
• College Education Planning
• Comprehensive Financial Planning
• Estate Planning & Analysis
• Investment Planning & Portfolio Design
• Life, Disability & Long-Term Care Insurance
• Retirement Planning (Individual & Small Business)

Personal:

• Married to Mary Teresa Stewart Lynch
• Children: Madison, Allison, Natalie
• Resides in West Chester, PA
• Active church member; enjoys coaching, fitness, golf, and family time

Regulatory Disclosure:

Michael Lynch offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Income Strategies, Retirement Strategies, Business Succession Planning, Wealth Management Services, Risk Management Strategies

About Me:

Mike is a seasoned financial planner with over two decades of experience helping clients make informed financial decisions. He values long-term relationships and works closely with families seeking guidance on college planning, major spending decisions, and retirement strategies.

His work is grounded in understanding each client’s aspirations and designing financial strategies that support both near-term and future goals.

Qualifications:

• Certified Financial Planner™ (CFP®)
• Chartered Financial Consultant® (ChFC®)
• Investment Advisor Representative – MML Investors Services, LLC
• Registered Representative – MML Investors Services, LLC

Specialties:

• Retirement Income Planning
• Comprehensive Financial Planning
• Business Succession Planning
• Wealth Management
• Life, Disability & Long-Term Care Insurance
• College Funding Strategies

Personal:

• Married to Allison
• Father of Ashley, Grace, and Charlie
• Member of Mission Community Church
• Enjoys fishing, snowboarding, coaching soccer, and charcuterie
• AR Insurance License #10083985

Regulatory Disclosure:

Michael Skiff offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Business Succession Planning, Estate Planning Strategies, Risk Management Strategies, Disability Income Insurance, Business Solutions

About Me:

Michael’s mission is to help clients achieve financial freedom in a complex and ever-changing world. He begins every relationship with a thorough review of a client’s financial situation to understand goals for family, business, and long-term planning. Only once he has clarity does he recommend tailored strategies and products.

He is supported by an experienced team and has deep expertise in retirement planning, business insurance, executive compensation, and estate planning strategies.

Qualifications:

• CLU – Chartered Life Underwriter (2006)
• ChFC – Chartered Financial Consultant (2005)
• Life Member – Million Dollar Round Table (25+ years)
• MBA – Wharton School of Business
• BA – Cornell University
• Registered Representative – MML Investors Services, LLC

Specialties:

• Business Succession Planning
• Estate Planning Strategies
• Life & Disability Income Insurance
• Retirement Planning (including small business plans)

Personal:

• Married to Beth
• Enjoys golf, travel, and genealogy research

Regulatory Disclosure:

Michael Wahl offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Insurance Strategies, Business Solutions, Estate Planning Strategies, Education Funding Strategies, Retirement Income Strategies

About Me:

Jessica was born and raised in South Africa before relocating to the United States in 2005 with her husband and two sons. With more than twenty years in financial services, her career began in corporate banking before shifting toward individual financial planning.

She is fluent in Afrikaans and brings international perspective and deep analytical expertise to her practice. Jessica specializes in retirement planning, divorce-related financial issues, investment analysis, and insurance solutions.

Qualifications:

• BComm – University of Johannesburg
• BComm (Hons) Economics – University of Pretoria
• Associate Diploma – South African Institute of Bankers
• ChFC® – Chartered Financial Consultant
• CDFA® – Certified Divorce Financial Analyst
• Registered Representative – MML Investors Services, LLC
• Investment Advisor Representative – MML Investors Services, LLC
• Fluent in Afrikaans

Specialties:

• Retirement Planning
• Financial Issues of Divorce
• Investment & Portfolio Design
• Risk Management Strategies
• Group Benefits
• Estate Planning
• Life, Disability, and Long-Term Care Insurance

Personal:

• Married to Hendrik
• Mother of two sons
• Enjoys family, travel, and music

Regulatory Disclosure:

Jessica Burger offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Retirement Strategies

About Me:

Larry is committed to helping clients prepare for their most important financial milestones. Whether planning for retirement, saving for education, or protecting a family’s future through insurance strategies, he brings professionalism and personalized guidance to every relationship.

Qualifications:

• Villanova University

Specialties:

• Financial Planning

Personal:

• Board Member – Hemophilia Foundation of Eastern PA
• Hobbies: Golf, farming, hunting, fishing

Regulatory Disclosure:

Larry McHugh offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Investment Strategies, Risk Management Strategies, Disability Income Insurance, Business Succession Planning, Business Solutions

About Me:

Ed Wood earned BSCE and MECE degrees from the University of Virginia before spending more than 20 years managing engineering and environmental remediation projects. In 1999, he transitioned into financial advising, driven by a desire to help individuals and business owners navigate their financial lives with confidence.

Ed leverages decades of experience, analytical skill, and a relationship-driven approach to help clients pursue long-term financial independence. He works closely with clients to develop comprehensive financial plans, provide recommendations, and adjust strategies as life evolves.

Qualifications:

• Certified Financial Planner (CFP®), 2005
• Investment Advisor Representative – MML Investors Services, LLC (2003)
• Registered Representative – MML Investors Services, LLC (1999)
• Certified Family Business Specialist (CFBS), 2007 – The American College
• Chartered Financial Consultant (ChFC®), 2011 – The American College
• Chartered Life Underwriter (CLU®), 2013 – The American College
• BS Civil Engineering – University of Virginia
• ME Civil Engineering – University of Virginia

Specialties:

• Comprehensive Financial Planning
• Investment Allocation
• Estate Planning Strategies
• Retirement Planning
• Business Succession Planning
• Executive Compensation Planning
• Employee Benefit Design & Communication
• Life & Disability Income Insurance

Personal:

• Born: July 15, 1953
• Married: Shari
• Children: Ashley & Rebekah
• Involved in community programs including Good Neighbors Home Repair and youth mentorship

Regulatory Disclosure:

Edward Wood offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050.

Specialties:

Business Succession Planning, Investment Strategies, Estate Planning Strategies, Retirement Strategies, Risk Management Strategies

About Me:

Edmund Dracup is a seasoned financial advisor with a wealth of expertise and a passion for helping others navigate their financial journey. With a Master of Science in Financial Services (MSFS) from The American College, and a Bachelor of Science in Mathematics from Villanova University, Edmund brings a unique blend of academic precision and practical insight to his practice.

As a Certified Financial Planner (CFP®) professional, and also holding the Certified in Long-Term Care (CLTC) designation, along with multiple designations achieved through The American College, Edmund is equipped to handle a wide range of financial needs. From comprehensive financial planning to investment services, from life and disability income insurances to estate analysis, he is dedicated to crafting tailored solutions that align with his clients’ goals and aspirations.

With a commitment to ongoing education and professional development, Edmund is committed to staying at the forefront of industry trends and strategies, and is focused on providing his clients with a high level of service and expertise. As a Registered Representative and Investment Adviser Representative with MML Investors Services, LLC, he operates with integrity and transparency, putting his clients’ best interests first.

Beyond his professional achievements, Edmund is a devoted family man, married to his wife Lynn, and proud father to four daughters: Caitlyn, Sarah, Jillian, and Cassidy. He is an active member of his community, serving on the Board of Supervisors for East Vincent Township. In his leisure time, you’ll find him indulging in hobbies such as horseback riding, martial arts, cooking and weightlifting.

Qualifications:

• The American College Graduate Degree: Master of Science in Financial Services (MSFS)
• The American College Designation: Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Retirement Income Certified Professional (RICP)
• Certified Financial Planner Board of Standards, Inc.: Certified Financial Planner Practitioner (CFP)
• The Corporation for Long-Term Care Certification, Inc.: Certified in Long-Term Care (CLTC)
• MML Investors Services, LLC: Registered Representative, Investment Adviser Representative
• Villanova University: BS Mathematics

Specialties:

• Comprehensive Financial Planning
• Life, Disability Income and Long-Term Care Insurances
• Retirement Planning
• Estate Analysis
• Investment Services
• Business Succession Planning
• Executive Compensation Design

Personal:

• Married to Lynn
• Four daughters – Caitlyn, Sarah, Jillian, Cassidy
• Active church member
• East Vincent Township: Board of Supervisors, Chairman
• Hobbies: horseback riding, cooking, reading, weightlifting

Edmund Dracup is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300. CRN202704-7471301

Specialties:

Retirement Income Strategies, Investment Strategies, Education Funding Strategies, Wealth Management Services, Estate Planning Strategies

About Me:

Preparing for that next step in life isn’t always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.

Qualifications:

• Bachelor of Business Administration, Temple University
• MML Investors Services, LLC: Registered Representative, Investment Advisor Representative
• FINRA Series 7 & Series 66 Registrations
• Licensed Insurance agent: Life, Disability and Long-Term Care
• Retirement Income Certified Professional©, The American College (designation)

Specialties:

• Retirement Income Planning
• Investment Planning, Portfolio Analysis & Design
• Financial Planning Services
• College Funding Planning
• Wealth Management
• Estate Planning (in consultation with tax and legal advisors)
• Business Succession Strategies
• Business Retirement Plans

Personal:

• Dad & Husband
• Resides in Chester County, PA
• Favorite activities – avid cyclist, traveling, hiking, photography, food festivals, community involvement/volunteering

Dominic Marinucci is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC www.SIPC.org Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Risk Management Strategies, Disability Income Insurance, Long Term Care Insurance, Estate Planning Strategies, Retirement Strategies

About Me:

Qualifications:

• Licensed Insurance Agent, 1969
• Chartered Life Underwriter designee, CLU (1976)
• Chartered Financial Consultant designee, ChFC (1983)
• Registered Health Underwriter (RHU) designee (1985)
• VA Tech Hokie ’67 Grad – Honored for Outstanding Leadership

Specialties:

• Executive/Employee Benefits
• Life, Disability Income & Long-Term Care Insurance
• Retirement Planning
• Estate & Legacy Planning

Personal:

• Served as Lt. in U.S. Army – Aug 1967 to Aug 1969
• Married to Sue – 1981
• Two children and two grandchildren
• Member of Wayne Presbyterian Church
• Activities include: Tennis, Pickleball, Bay & Ocean Kayaking, Sailing, Golf, Cycling, Hiking

Gary W. Smith is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC www.SIPC.org Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Income Strategies, Retirement Strategies, Insurance Strategies, Estate Planning Strategies, Investment Strategies

About Me:

My goal is to provide families and business owners with assistance in building their financial freedom. I have the skills, knowledge, and experience required to assist my clients in meeting their established goals. My personal goal is to become a lifetime resource for each and every client.

Qualifications:

• BA, Communications, Millersville State College
• Senior Acct. Executive, MetLife 1983–2016
• FINRA Series 6 Registration, Investment Company Products/Variable Contracts
• FINRA Series 63 Registration, Uniform Securities Agent State Law
• FINRA Series 65 Registration, Uniform Investment Adviser Law Exam
• Life Member prestigious MetLife Presidents Conference

Specialties:

• Personal Financial Strategies
• Retirement Planning and Retirement Income Planning
• Life Insurance Planning
• Fixed and Variable Annuities
• Investment Services
• Estate Conservation Strategies
• Business Succession Strategies
• Key Employee Retention Services

Personal:

• Married with three daughters and seven grandchildren
• Active in the outdoors, golf and fishing
• Resides in Columbia, PA

Michael McDermott is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC http://www.SIPC.org Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Fee For Advice (Financial Planning), Disability Income Insurance, Investment Strategies, Retirement Income Strategies, Education Funding Strategies

About Me:

It is my mission to develop long-term, personalized relationships with clients and their families, to help them build a plan that will provide financial security and prosperity. My practice is primarily focused on working with medical professionals. Every client’s financial position and goals are unique; therefore, I will take the time to understand your situation, what is important to you, and any planning you may have already established. I will then work with the team at uFinanical Group to develop ideas and strategies to help you reach the goals we have found to be important to you. Finally, I am committed to providing ongoing advice to ensure you are staying on track and periodically updating your plan as needed if you have new goals or experience life changes.

Qualifications:

• Licenses: FINRA Series 7, 6, 63 & 65 Licensed.
• Investment Advisor Representative with MML Investors Services, LLC.
• Insurance Representative (Various Companies)
• 10+ years of industry experience
• Bachelor of Science in Business Management from Washington College

Specialties:

• Practice Focused on helping Medical Professionals
• Comprehensive Financial Planning
• Income Protection Planning / Disability and Life Insurance
• Investment Advisory Services
• Budget and Cash Flow Management
• Education Funding
• Retirement Income Planning

Domiciled in PA, CA Insurance License #4112063
Eric Graupensperger is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC www.SIPC.org Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Insurance Strategies, Investment Strategies, Fee For Advice (Financial Planning)

About Me:

Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current needs, and more importantly, their future needs.

Specialties:

• Insurance Strategies
• Wealth Management Solutions

Allen W. Carr, Domiciled in PA, CA Insurance License #OM80100
Allen W. Carr is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Income Strategies, Estate Planning Strategies, Wealth Management Services, Risk Management Strategies, Fee For Advice (Financial Planning)

About Me:

Tom Weber, financial advisor at uFinancial Group, understands that most people are nervous about retirement. “You spend your whole life trying to turn your income into an asset and then suddenly you need to figure out how to turn your assets into income. That can be very unsettling for some people.” That’s why his goal – and the firm’s – is to take the uncertainty out of planning for retirement so that clients know what to expect when they stop working.

To help them understand what they have and what they will need, Tom conducts a thorough review of each client’s finances; analyzing data, uncovering gaps and liabilities, and offering solutions. In a world of changing and confusing financial information, Tom helps his clients make educated decisions for a more secure financial future.

Tom looks for holistic strategies that will provide significant benefits for clients, making sure to integrate investment strategies and insurance protection into a cohesive financial plan. Tom makes sure that the strategies put in place will be appropriate both now and into the future by providing regular reviews and ongoing service.

After growing up in the restaurant business, Tom began his professional career as a general manager at a well-known, high-end steakhouse chain. His interest in financial services started with life insurance purchased as part of the planning process for himself, his wife and their children, and he decided to pursue a career as a financial advisor. Tom became fully aware of the powerful effect planning can have when he delivered a life insurance claim to a client whose wife had died unexpectedly. Knowing that a grieving family didn’t have to worry about money because of the insurance plan he helped put in place showed him clearly the good that he could do and the impact it could have.

Tom is a resident of Camp Hill, PA, and he enjoys golf, photography, and loves to take the family camping on vacations. While his own retirement is quite a ways away, you can be sure he’s got a plan in place for a secure future for himself and his family.

Specialties:

• Retirement Income Strategies
• Estate Planning Strategies
• Wealth Management Strategies
• Risk Management Strategies
• Fee for Advice (Financial Planning)*

Thomas Weber is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Fee For Advice (Financial Planning), Retirement Strategies, Education Funding Strategies, Investment Strategies, Wealth Management Services

About Me:

Drew is a Financial Planner with more than 12 years' experience at asset managers, investment banks, and brokerage institutions. After beginning his career at Wells Fargo Bank, he worked at Bank of America Merrill Lynch, PIMCO (New York City), and Vanguard. He also has a Certificate in Financial Management from Cornell University.

In addition, Drew was an Adjunct Professor in the Economics Department at Messiah University where he taught personal finance and wealth management courses, helping students build a strong foundation for their future financial lives.

The Chartered Retirement Planning Counselor SM (CRPC®) designation is recognized as an industry benchmark for retirement planning. The Accredited Portfolio Management Advisor SM (APMA®) designation equips advisors with advanced investment strategy knowledge, including portfolio construction and risk management. Together, these designations reflect Drew’s dedication to delivering informed and strategic guidance to his clients.

Qualifications:

• MML Investors Services, LLC: Registered Representative, Investment Advisor Representative
• FINRA Series 7 Registration, General Securities Licensed
• FINRA Series 66 Registration, Eligible to provide advisory services
• Licensed Insurance Agent: Life, Disability, Long-Term Care, and Annuities

Professional Specialties:

• Financial Planning
• Investment Management
• Estate Planning Strategies
• Tax Optimization Strategies
• Retirement Income Strategies
• College Funding Planning
• Risk Management Strategies

Personal Background:

• Husband and father of two
• Active in several church ministries
• Enjoys fitness, golf, and outdoor activities
• Has completed an Ironman 70.3 triathlon

Drew W. Wadsworth is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Investment Strategies, Fee For Advice (Financial Planning), Wealth Management Services, Retirement Strategies, Estate Planning Strategies

About Me:

Danny brings over 15 years of financial industry experience in a variety of roles including business development, relationship management, operations, research, and strategy. He is passionate about personal finance and believes that a proper financial plan combined with effective implementation leads to financial freedom.

Danny specializes in advising individuals, families, and small businesses on a wide range of financial planning topics and believes that effective communication is the foundation for strong relationships and successful outcomes.

Qualifications:

• B.S., University of Delaware
• CIMA® – Certified Investment Management Analyst – Yale School of Management
• FINRA Series 7, 63, and 66
• Insurance Licensed – Life, Accident & Health, Annuity

Specialties:

• Asset Allocation & Investment Management
• Retirement Income Planning
• Comprehensive Financial Planning
• Tax-Efficient Investing
• Estate Strategies
• Business Owner Planning

Personal:

• Born and raised in the Philadelphia area
• Active runner and fitness enthusiast
• Husband and father
• Enjoys coaching youth sports

Danny McKeever is a registered representative of and offers securities and investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Fee For Advice (Financial Planning), Retirement Strategies, Insurance Strategies, Long Term Care Insurance, Estate Planning Strategies

About Me:

Derek takes a tailored approach to financial planning by integrating his clients’ goals with smart, efficient strategies. He works with individuals, families, and business owners to help them understand their current financial situation, identify gaps, and implement solutions that support long-term success.

Derek’s experience includes helping clients navigate retirement planning, insurance analysis, tax-efficient strategies, and wealth accumulation. He believes strong communication, clarity, and personalized planning create lasting confidence and meaningful financial outcomes.

Qualifications:

• FINRA Series 7 & 66
• Licensed Insurance Agent – Life, Disability, Long-Term Care
• CLTC® – Certified in Long-Term Care
• CRPC® – Chartered Retirement Planning Counselor

Specialties:

• Retirement Income Planning
• Long-Term Care Planning
• Life & Disability Insurance Strategies
• Comprehensive Financial Planning
• Estate Planning Strategies

Personal:

• Resides in Central PA
• Enjoys hiking, travel, and strength training
• Volunteers with youth leadership programs

Derek Snider is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Strategies, Fee For Advice (Financial Planning), Insurance Strategies, Risk Management Strategies, Investment Strategies

About Me:

Dan has over 25 years of experience in the financial services industry and is committed to helping clients make confident financial decisions. His approach focuses on education, transparency, and understanding what truly matters to each client.

Throughout his career, Dan has helped families, professionals, and business owners create comprehensive plans centered around retirement income, wealth management, and insurance solutions. His goal is to simplify financial decision-making and empower clients to feel confident about their future.

Qualifications:

• FINRA Series 6, 63
• Licensed Insurance Agent – Life, Health, Annuity
• Over 25 years of industry experience

Professional Focus:

• Retirement income planning
• Long-term financial strategy
• Risk mitigation using insurance planning
• Investment strategies aligned with client goals

Personal:

• Enjoys spending time with family
• Active in community events and church involvement
• Outdoor activity enthusiast

G. Daniel Rasmus is a registered representative of and offers securities and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Strategies, Business Solutions, Education Funding Strategies, Insurance Strategies, Risk Management Strategies

About Me:

Chris helps individuals and families develop financial strategies that support long-term goals and protect what matters most. His approach emphasizes clear communication, practical planning, and adapting strategies as life evolves.

With a background in client-focused service and planning, Chris guides clients through retirement preparation, college strategies, insurance solutions, and ongoing financial decision-making.

Qualifications:

• FINRA Series 6 and 63
• Licensed Insurance Agent – Life, Accident & Health
• Experience supporting financial planning for families and small businesses

Focus Areas:

• Retirement income planning
• Education funding approaches
• Risk management using insurance tools
• Small business owner needs and benefits

Personal:

• Enjoys sports and outdoor activities
• Committed to family and community engagement

Christopher Pajak is a registered representative of and offers securities and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Strategies, Fee For Advice (Financial Planning), Wealth Management Services, Investment Strategies, Business Solutions

About Me:

Cody is both a Professional Engineer (PE) and a CERTIFIED FINANCIAL PLANNER™ professional. His analytical background gives him a unique approach to financial planning—structured, detailed, and grounded in data-driven decision-making.

He works with families, professionals, and business owners to build strategic financial plans that align with long-term goals. Cody emphasizes clarity, education, and partnership with every client.

Qualifications:

• CFP® — CERTIFIED FINANCIAL PLANNER™
• PE — Licensed Professional Engineer
• FINRA Series 7 and 66
• Licensed Insurance Agent – Life, Health, Annuity

Focus Areas:

• Comprehensive financial planning
• Retirement income and tax-efficient strategies
• Investment portfolio analysis
• Risk management planning
• Planning for engineers, technical professionals, and small business owners

Personal:

• Enjoys engineering, problem-solving, and systems thinking
• Family-oriented and active outdoors
• Committed to long-term client relationships

Cody Morris is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Planning, Investment Strategies, Insurance Strategies, Risk Management Strategies, Wealth Management Services

About Me:

Qualifications:

• FINRA Series 6, 63
• Licensed Insurance Agent – Life, Accident & Health
• Over a decade of experience in financial services

Specialties:

• Retirement planning
• Investment portfolio design
• Risk management and insurance analysis
• Wealth accumulation strategies

Personal:

• Active outdoorsman
• Enjoys time with family and community involvement

Scott Massie is a registered representative of and offers securities and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Business Solutions, Retirement Strategies, Estate Planning Strategies, Insurance Strategies, Risk Management Strategies

About Me:

Qualifications:

• CLU® — Chartered Life Underwriter
• CFBS — Certified Family Business Specialist
• Registered Representative, MML Investors Services, LLC
• Licensed Insurance Agent – Life, Health, Annuity
• Extensive experience serving business owners and families

Specialties:

• Business succession strategies
• Life and disability income insurance
• Estate planning coordination (in consultation with tax/legal advisors)
• Retirement preparation for individuals and small businesses

Personal:

• Dedicated to long-term client relationships
• Involved in business-owner education and planning workshops

Louis F. Grammes is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Fee For Advice (Financial Planning), Wealth Management Services, Retirement Strategies, Investment Strategies, Business Solutions

About Me:

Brent focuses on delivering comprehensive financial guidance built on clarity, discipline, and collaboration. He partners with individuals, families, and business owners to create strategies designed to support long-term financial confidence.

Qualifications:

• CFP® — CERTIFIED FINANCIAL PLANNER™
• ChFC® — Chartered Financial Consultant
• AWMA® — Accredited Wealth Management Advisor
• AIF® — Accredited Investment Fiduciary
• FINRA Series 7 and 66
• Licensed Insurance Agent – Life, Health, Annuity

Professional Focus:

• Retirement income planning
• Investment portfolio construction and oversight
• Comprehensive financial planning for families and executives
• Fiduciary-based investment and advisory services

Personal:

• Passionate about financial education
• Enjoys time with family and outdoor recreation
• Engaged in community financial literacy initiatives

Brent George is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Federal Employee Benefits, Retirement Strategies, Risk Management Strategies, Insurance Strategies, Investment Strategies

About Me:

Byron focuses on helping federal employees understand and maximize their federal benefit programs through education-based planning. His guidance centers on topics such as TSP optimization, pension analysis, survivor benefit options, FEGLI, and retirement income sequencing.

Qualifications:

• ChFEBC℠ — Chartered Federal Employee Benefits Consultant
• FINRA Series 6, 63
• Licensed Insurance Agent – Life, Health, Annuity
• Expertise in FERS, CSRS, TSP, and federal survivor benefits

Specialties:

• Federal benefits education
• Retirement income modeling
• Insurance and risk planning
• TSP allocation strategies

Personal:

• Active in community outreach
• Enjoys fitness and mentoring federal employees

Byron Dunlap is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Strategies, Insurance Strategies, Wealth Management Services, Risk Management Strategies, Fee For Advice (Financial Planning)

About Me:

Nicole is passionate about helping women and families take control of their financial futures. Her philosophy centers around education, proactive planning, and empowering clients to make confident decisions.

She brings a personal touch to financial planning, shaped by her own experiences, and works to clarify challenges such as retirement readiness, budgeting, risk management, and long-term planning.

Qualifications:

• FINRA Series 6 and 63
• Licensed Insurance Agent – Life, Health, Annuity
• Background in coaching and family financial education

Focus Areas:

• Women-focused financial planning
• Retirement income strategies
• Life insurance and protection planning
• Wealth building and long-term portfolio development

Personal:

• Devoted parent
• Active in personal finance advocacy for women
• Enjoys wellness and family-centered activities

Nicole Carricato is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Fee For Advice (Financial Planning), Wealth Management Services, Retirement Strategies, Education Funding Strategies, Risk Management Strategies

About Me:

Keith is a CERTIFIED FINANCIAL PLANNER™ professional who integrates behavioral financial principles with traditional planning. His approach helps clients define meaningful goals, make confident decisions, and stay disciplined through changing market conditions.

Qualifications:

• CFP® — CERTIFIED FINANCIAL PLANNER™
• BFA™ — Behavioral Financial Advisor
• CPFA™ — Certified Plan Fiduciary Advisor
• FINRA Series 7 and 66
• Licensed Insurance Agent – Life, Health, Annuity

Professional Focus:

• Financial planning with emphasis on behavioral coaching
• 401(k) and retirement plan guidance
• Education funding strategies
• Portfolio allocation and long-term forecasting

Personal:

• Enjoys behavioral finance research
• Active in coaching and mentoring
• Family-focused lifestyle

Keith J. Russell is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Business Solutions, Retirement Strategies, Insurance Strategies, Risk Management Strategies, Wealth Management Services

About Me:

Tony brings wide-ranging financial planning experience to his clients, with an emphasis on business owner strategies, risk management, and long-range financial planning. His advisory work includes helping individuals, families, and professionals make informed decisions with clarity and purpose.

Professional Specialties:

• Business Planning
• Risk Management
• Executive Compensation
• Retirement Plans
• Estate Planning Strategies

Qualifications:

• ChFC® — Chartered Financial Consultant
• CFS — Certified Fund Specialist
• CLTC — Certified in Long-Term Care
• CFBS — Certified Family Business Specialist
• FSCP — Financial Services Certified Professional
• FINRA Series 6, 7, 63, 65
• Licensed Insurance Agent – Life, Health, Annuity

Personal:

• Family-focused and active in community programs
• Enjoys coaching, mentoring, and public education outreach

Tony Feliciano is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org] Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Risk Management Strategies, Insurance Strategies, Retirement Strategies, Business Solutions, Financial Planning Services

About Me:

William focuses on delivering foundational financial strategies structured around protection, long-term planning, and helping clients gain clarity in their financial lives. His work includes supporting families and professionals in the early and mid-stages of planning.

Qualifications:

• FINRA Series 6, 63
• Licensed Insurance Agent – Life, Accident & Health
• Professional experience supporting planning and risk management initiatives

Specialties:

• Life and disability income insurance
• Basic investment strategies
• Retirement preparation
• Business owner protection planning

Personal:

• Enjoys fitness and community involvement
• Family-oriented lifestyle

William Burger III is a registered representative of and offers securities and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org]. Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Income Strategies, Retirement Strategies, Estate Planning Strategies, Insurance Strategies, Wealth Management Services

About Me:

Sarah focuses on long-term retirement income planning and comprehensive financial strategy design. She helps individuals and families clarify their financial goals and prepare for predictable and unpredictable life transitions.

Qualifications:

• RICP — Retirement Income Certified Professional
• ChFC — Chartered Financial Consultant
• CLU — Chartered Life Underwriter
• FINRA Series 7 and 66
• Licensed Insurance Agent – Life, Health, Annuity

Professional Focus:

• Retirement income distribution planning
• Estate planning considerations
• Life and long-term care insurance
• Comprehensive financial planning

Personal:

• Active in education and financial literacy initiatives
• Family-centered lifestyle

Sarah Clark is a registered representative of and offers securities, investment advisory services, and financial planning through MML Investors Services, LLC. Member SIPC [www.SIPC.org]. Supervisory Office: 100 Sterling Parkway Suite 307, Mechanicsburg, PA 17050. (717) 791-3300.

Specialties:

Retirement Income Strategies, Education Funding Strategies, Investment Strategies, Risk Management Strategies, Disability Income Insurance

About Me:

I grew up in the Carlisle area and earned my degree in Business Administration from Millersville University. My Central Pennsylvania roots have taught me the importance of family and the value of community. It is my primary focus to understand my clients’ priorities and to empower their long-term security and financial goals. I am dedicated to building a lasting and genuine relationship with my clients. Recognizing that our needs and goals change over time, regular communication is an integral key to helping ensure my clients’ plans are relevant and current with their financial goals.

Qualifications:

• Investment Advisor Representative – MML Investors Services, LLC
• Registered Representative – MML Investors Services, LLC
• FINRA Series 7
• Series 66 – Uniform Combined State Law Examination
• Licensed in Life & Health, Fixed Annuities
• Bachelor’s Degree from Millersville University

Specialties:

• Retirement Income Planning
• College Funding Strategies
• Investment Strategies
• Risk Management Strategies
• Personal Financial Strategies
• Life and Disability Income Insurance

James I. Grier is a registered representative of and offers securities, investment advisory services and financial planning through MML Investors Services, LLC. Member SIPC www.SIPC.org Supervisory Office: 100 Sterling Parkway, Suite 307, Mechanicsburg, PA 17050. (717) 791-3300. Domiciled in PA, CA Insurance License #0M24114.